With the rise of cryptocurrency in Europe and the establishment of a clearer regulatory framework, investors are increasingly seeking reliable, secure, and transparent crypto platforms to invest in Bitcoin and other cryptocurrencies.
In this context, Finst positions itself as an app designed to simplify access to crypto assets while offering competitive pricing and features tailored to individual investors.
Discover in this article everything you need to know about Finst’s offering: we will analyze in detail Finst’s offering, starting from its features, strengths and limitations, including user reviews, and finally give you our opinion to help you decide if Finst meets your needs for investing in crypto.
Finst, what is it? History & key figures 2026
Finst is a cryptocurrency investment platform founded in 2022 in the Netherlands, born from the vision of two former DEGIRO employees, Julien Vallet and Marcel Putina. These finance professionals wanted to apply their expertise to a sector still too opaque, that of crypto investing. Thus they gave birth to an offering designed “by investors, for investors,” blending simplicity, transparency, and maximum security.
The Finst platform, now active with a combined base of nearly 500,000 investors after the merger with Anycoin Direct, attests to rapid and solid adoption in the European market. The number of active users on the Finst platform stands at 95,000.
Since its launch, Finst has seen its revenue multiply by 15, and today records more than 10 million transactions, reflecting over €5 billion in annual trading volumes.
These results also align with a strong regulatory strategy since Finst obtained the MiCA license from the Dutch financial authorities in July 2025, legally opening up the entire European market for crypto assets via the passporting mechanism.
Finst review: how good is Finst’s offering?
Finst’s offering stands out for a professional yet accessible experience, combining smart automation, simplified diversification, and high-level security. You have the option to invest in more than 340 cryptocurrencies, a wide enough choice to build a well-diversified allocation.
The Auto Invest feature can put your strategy on autopilot with Dollar Cost Averaging (DCA). Thus, you can set up an investment plan with recurring purchases (from €10) to smooth your entries into the crypto market, stress-free. And if you wish, the acquired cryptos can be automatically transferred to your own external wallet (auto-withdraw) after each purchase.
Finst’s staking offering is also an excellent solution to make your crypto assets work in the best possible conditions. With Finst, you benefit from some of the most competitive rewards in Europe, with no lock-up period, no minimum amount, and automatic reinvestment of gains (auto-compound), all within a secure framework and insured against slashing risks. Rewards are paid weekly, for a yield of up to 10% per year depending on the assets.
Example of staking with Finst
The “Crypto Bundles” solution allows you to acquire in one click a diversified basket of cryptos (for example the Top 5 or Top 25) or investment themes such as Green, DeFi, or Metaverse, with periodic rebalancing to stay aligned with the market. The Crypto Bundles solution is therefore ideal for reducing risk while staying simple, a offering akin to what we might find with ETFs on stock markets.
Finst’s Crypto Bundles
But what truly makes Finst strong is its maximum security and transparency. The company highlights a third-party independent Proof of Reserves, confirming that all client assets are held 100% and separated from the company’s funds. Crypto assets are stored via MPC (Multi-Party Computation) with Fireblocks, and euro funds are hosted in separate bank accounts, ensuring they remain isolated from the company’s assets. The system is reinforced by two-factor authentication, device pairing, data encryption, and strict internal controls.
In conclusion, Finst’s crypto offering stands out for a modern and reassuring approach: smart automation (Auto Invest), value creation (Staking), accessible diversification (Bundles), and institutional security, enough to attract both crypto novices and seasoned investors, while providing them with peace of mind.
Finst review: testing the Finst app
From the very first opening, the Finst app captivates with its clear and intuitive interface. Navigation is smooth, menus are well organized, and the user experience is designed to go straight to the essentials. Whether on mobile or on a computer, everything is crafted so that the investor, even a beginner, can quickly find their bearings.
One of the strengths we particularly appreciated is the overall portfolio view on the Finst app. At a glance, you can see the distribution of your investments, the performance achieved, and the updated value. The charts are simple yet effective, and allow you to track the evolution of each crypto or your portfolio as a whole over time.
Finst’s crypto platform
In short, the Finst app impressed us with its ease of use, modern ergonomics, and rich feature set, all while focusing on what truly matters for the retail investor: a clear view of their portfolio, practical tools for regular investing, and maximum security.
Finst crypto app
What are Finst’s fees in 2026?
Unlike many crypto platforms where pricing can be complex, with hidden spreads, variable fees, and additional commissions, Finst has chosen a simple and unique model. Each transaction is charged at 0.15%, with no hidden fees, nor deposit, withdrawal, inactivity, or custody fees. Specifically, for a Bitcoin purchase of €1,000, fees amount to only €1.50, when the average is over €20 on several European competitors, representing savings of up to 93%.
As mentioned earlier, Crypto Bundles work a bit like crypto ETFs, and for this service, Finst applies a flat monthly fee of 0.10% on the basket’s value, similar to the management fees of a fund or ETF. These fees are justified by rebalancing within the Crypto Bundles.
Regarding staking, any fees are directly deducted from rewards, meaning the displayed yield is net of fees.
Comparison of Finst fees
Finst review: what are the advantages and disadvantages of the Finst App?
If Finst’s offering seems entirely relevant and presents many advantages, it is important to nuance and take stock of its benefits as well as its limitations, because any investment platform, even well designed, has aspects that can be improved.
What are the advantages of Finst?
- Single, transparent pricing: 0.15% per trade, with no hidden fees
- Large selection of cryptocurrencies: more than 340 assets available, with thematic bundles for easy diversification
- Advanced features: Auto Invest to invest automatically, flexible staking and rebalanced Bundles
- Enhanced security: audited proof of reserves, strict separation of client funds, storage via Fireblocks
What are the disadvantages of Finst?
- No traditional financial products offering (stocks, ETFs, bonds): the Finst platform is 100% crypto
- Young player still in growth phase, with less history than longer-established competitors
- Bundles subject to monthly fees (0.10%), which can weigh on long-term performance
Finst customer reviews
Although Finst is still a relatively new platform, it already counts more than 15,600 reviews published on Trustpilot, with an average rating of 4 out of 5. It is a generally positive assessment, which will, of course, need to be confirmed over time as more users share their experiences. For now, feedback from Finst customers is encouraging as many users praise ease of use, speed of service, the quality of the app, and the responsiveness of customer support.
Negative feedback from Finst customers remains minority and mainly concerns fees or delays related to crypto withdrawals, which actually depend on network fees (gas) inherent to the blockchain, but could probably be optimized better. Overall, early customer feedback is therefore largely positive.
Finst review: who is Finst’s offering for?
The Finst offering is perfectly suited for investors who mainly seek simplicity both in terms of interface and fees. Here, there are no complicated pricing grids or obscure conditions, since there is a single pricing model, making the experience much easier for crypto beginners.
Finst also emphasizes security and regulation, two essential elements for those who want to invest with confidence. Add to that practical tools like Auto Invest or Bundles, and you get a solution designed for those who want to dive into crypto without complicating life.
In our view, Finst is therefore a solution offering an excellent starting point for anyone looking to discover the world of cryptocurrencies within a simple and reassuring framework.
Our view on Finst
We see in Finst a clear inspiration from DEGIRO, from which its founders come, with the same desire to make accessible a universe deemed complex. Where DEGIRO simplified the stock market, Finst now simplifies crypto investing. It goes straight to the essentials with a single and highly advantageous pricing, a clear and easy-to-use platform, and above all a strong emphasis on security and regulation.
Everything seems perfectly aligned with what a beginner crypto investor is looking for: simplicity, transparency, and trust. This approach stands out from many other crypto platforms we have tested, often too complex. Finst appears to us as a different, solid, and reassuring offering, with every chance of appealing to a broad audience.
How to open a Finst account?
Opening a Finst account is a quick and intuitive process. It all happens online, in just a few minutes, from the Finst mobile app or the website. Here are the main steps to follow to start investing with ease.
- You need to download the app or open the site: on mobile (iOS/Android) or on a computer, the interface is the same and remains very simple. Click on “Sign up.”
- Next, create your Finst space: enter your email, choose a password, accept the terms, then enable two-factor authentication (2FA).
- Then you need to fill in your profile: name, date of birth, postal address, country of tax residence, IBAN (for EUR transfers).
- Then you must verify your identity (KYC): scan an identity document (ID card or passport) and perform, if requested, a selfie check (tip: make sure the photo is clear and the document is not cropped).
- Next, answer compliance questions: PEP status, source of funds, investment experience (standard procedure).
- Subsequently, you will need to deposit euros: make a SEPA transfer (often instant) from your bank. The euros will arrive in your EUR balance.
- Then start investing: buy your first cryptos among 340 assets, set up Auto Invest or a Bundle, and enable staking if desired.
- To further secure: verify the trusted device, keep your 2FA recovery codes, and consult the proof of reserves to monitor the segregation of funds.
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All our information is, by nature, generic. It does not take into account your personal circumstances and does not constitute personalized recommendations for the purpose of executing transactions and cannot be considered financial investment advice, nor any encouragement to buy or sell financial instruments. The reader is solely responsible for the use of the information provided, and Cafedelabourse.com cannot be held liable. The publisher of Cafedelabourse.com cannot be held responsible under any circumstances for errors, omissions, or ill-timed investments.
